Programme helps children learn importance of money
IMAGINE 13-year-olds talking about the effects of inflation and how the misuse of credit cards can result in serious debts. Most kids at that age would rather talk about Playstations or the latest video games but not the participants of the Money Tree programme.
Over the past 11 months, My Money Tree Sdn Bhd has educated hundreds of schoolchildren and exposed them to financial issues such as the impact of inflation and more complex issues, for instance, futures and commodities.
According to My Money Tree Sdn Bhd chief executive officer Gerard Lim, the programme is created for children to learn in a practical way about money principals, how to become a better investor and most importantly to learn how money relates to their life and people around them.
“Along the way, the kids will also learn about positive values of networking, co-operation, being self-confident, competitiveness, value of reading and following current affairs and many others.

All smiles: Money Tree participants posing for a group photo after the completion of the camp.
“Money is not everything but everything has something to do with money,” said Lim, adding that most participants cultivate better reading habits on financial issues.
There are three levels of curriculum offered in the programme - Junior (9-13 years old), Apprentice (14-18 years old) and Entrepreneur (19 years old and above).
The key to the programme is its effective learning model, which uses various interactive scenarios and a simulated ‘mini economy’. The basics such as earning, spending, saving and investing are all part of the syllabus.
Boasting a complete hands-on simulation comprising proprietary currency, credi
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